The County Courthouse and Administration building are CLOSED except for mandated and essential services.

Planning and Development - Division of Water Resources

Flooding and Flood Protection

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Useful Links and Documents

If you are interested in purchasing flood insurance, contact your local insurance agent or 1-800-720-1090 to reach specialists with the National Flood Insurance Program.  All residents of unincorporated McHenry County are eligible to purchase flood insurance (separate policy from your homeowner's insurance).  Depending on where your home is located, you may be eligible for a 15% discount.  Typically, there is a 30-day waiting period from date of purchase until your policy goes into effect. 

Flood coverage limits for a standard flood policy are:
One to four-family structure = $250,000
One to four-family home contents = $100,000
Other residential structures = $500,000
Other residential contents = $100,000
Business structure = $500,000
Business contents = $500,000
Renter contents = $100,000 


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