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Planning and Development - Division of Water Resources

Flooding and Flood Protection

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Useful Links and Documents

Flood Insurance 

If you are interested in purchasing flood insurance, contact your local insurance agent or 1-800-720-1090 to reach specialists with the National Flood Insurance Program.  All residents of unincorporated McHenry County are eligible to purchase flood insurance (separate policy from your homeowner's insurance).  Depending on where your home is located, you may be eligible for a 15% discount.  Typically, there is a 30-day waiting period from date of purchase until your policy goes into effect. 

Flood coverage limits for a standard flood policy are:
One to four-family structure = $250,000
One to four-family home contents = $100,000
Other residential structures = $500,000
Other residential contents = $100,000
Business structure = $500,000
Business contents = $500,000
Renter contents = $100,000 

Fox River Flood Control Commission

During the 100th Session of the Illinois Legislation, Public Act 100-0730 was enacted.  This Act created the Fox River Flood Control Commission and tasked the group with presenting a report to the General Assembly by December 31, 2019 regarding problems and solutions to flooding on the Fox River. 

Each community and township within the Fox River Watershed is asked to fill out the following survey regarding the type and extent of flooding in the community.  The results of the surveys will be used to help quantify the problem and formulate solutions for the Fox River Watershed flooding.  The survey can be accessed here

Please click here for a link to the Illinois Department of Natural Resources webpage for the Commission. A copy of the final report may be found on the IDNR's webpage.

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