Public Health Guidelines for Businesses
Get the latest guidelines and updates on preventing workplace exposures to acute respiratory illnesses, including COVID-19, in non-healthcare settings by visiting the U.S. Centers for Disease Control's Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease or the Illinois Department of Public Health's Business and Organization Guidance.
The Cares Act
The Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was recently passed by Congress and signed by President Trump, provides relief for small businesses such as:
- The Paycheck Protection Program (PPP), which provides qualifying small businesses and other qualifying entities with loans to maintain payroll for workers. Up to 8 weeks of qualifying payroll could be forgiven, and there are loan deferral options as well.
- Economic Injury Disaster Loans & Emergency Economic Injury Grants, which give an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, to meet increased production costs due to supply chain disruptions, or to pay business obligations, including debts, rent and mortgage payments.
- The Small Business Debt Relief Program where the SBA will cover all non-disaster SBA loan payments for qualifying small businesses for six months.
To learn more about these opportunities and how to apply please click here. Additional resources are included below.
United States Small Business Administration Loans
The United States Small Business Administration is also providing loans to small businesses effected by COVID-19. For additional information, visit the US Small Business Administration Website.
Illinois Small Business Loan Assistance
The Illinois Department of Commerce and Economic Opportunity (DCEO) is offering loan opportunities for small businesses through the Small Business Emergency Loan Fund.
The DCEO does need your help to determine small business needs across Illinois. Please consider filling out the COVID-19 Impact statement here.
ILLINOIS SMALL BUSINESS EMERGENCY LOAN FUND
DCEO and the Illinois Department of Financial and Professional Regulation (IDFPR) are establishing the Illinois Small Business Emergency Loan Fund to offer small businesses low interest loans of up to $50,000.
Businesses located outside of the City of Chicago with fewer than 50 workers and less than $3 million in revenue in 2019 will be eligible to apply for loan funds used to support working capital. Successful applicants will owe nothing for six months and will then begin making fixed payments at a below market interest rate for the remainder of a five-year loan term. Starting this Friday, March 27th, interested businesses will be able to express interest online.
For additional information regarding the Illinois Small Business Emergency Loan Fund, please visit the DCEO website.
Public Health Guidelines for Specific Businesses
FUNERAL HOME GUIDANCE:
LARGE BUSINESS GUIDANCE:
RESTAURANT AND BAR GUIDANCE/MEMOS :
3/19/2020 Guidance for Food Service - IDPH
3/19/2020 Guidance for Food Establishments that are completely closed - IDPH
3/19/2020 Enforcement Order - IDPH