Katherine M. Keefe - McHenry County Circuit Clerk, 22nd Judicial Circuit

Mortgage Foreclosures

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Important Information For Homeowners In Foreclosure

Effective January 1, 2009, per 735 ILCS 5/15-1504.5, a Homeowner Notice must be attached to the the summons in all residential foreclosure actions. The notice contains important information for homeowners facing foreclosure action. 


Mailing Notices Pursuant to Supreme Court Rules 113 & 114 Relating to Mortgage Foreclosure Cases

Effective June 5, 2013

Local Court Rule 2.07 was entered on June 5, 2013, which details the Court's requirements for handling the new Notice of Entry of Default and Judgment of Foreclosure required by Supreme Court Rule 113(d), which went into effect on May 1, 2013.

Per Local Court Rule 2.07, "counsel for the movant shall provide the clerk with envelopes, with all postage fully prepaid, addressed to each person entitled to notice and with the return address of the Clerk of the Circuit Court. The docket number of the case to which the notices pertain shall be on the face of each envelope in the lower left hand corner of the envelope. The envelopes shall contain copy of the notice of default and be sealed prior to delivery to the clerk. The clerk shall mail the sealed envelopes to the person to whom they are addressed as provided by the rule.

In addition to the foregoing, counsel for the movant shall file with the clerk copies of each of the notices sent as provided above and an affidavit that certifies the following: (1) a list of the names and addresses of all persons entitled to notice in the case; (2) that the sealed envelopes contain a copy of the notice required by Supreme Court Rule 113 (d); and (3) that a notice has been provided for all persons entitled to receive notice under the Rules."  Effective September 1, 2017, the copies of the notices must be filed with the clerk electronically, followed up by the delivery of the envelopes to the clerk for mailing. 

At this time, the Circuit Clerk will not be charging an additional fee for the mailing of the above notice, but all envelopes must have postage prepaid.


Mortgage Foreclosure Surplus Funds Listing

The link below lists foreclosure cases which have surplus funds being held by the McHenry County Circuit Clerk until further Order of the Court. If your home was foreclosed upon, and the sales or auction price exceeded the amount you owed on the mortgage, then the Circuit Clerk may be holding a surplus to which you may be entitled. Claiming a surplus involves filing a Motion or Petition, mailing or serving Notice of Motion and a copy of your Motion or Petition to all parties involved in the case, scheduling a court date and appearing before the judge to request an Order turning over the surplus funds. Please call (815)334-4310 to find an available court date to schedule your Motion.

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